Sharing The Guiding Principles of Homeownership

VHDA and our partners across the Commonwealth have a record of providing homebuyer education and renter education, both in person and online. Our training helps thousands of people every year learn how to manage finances and credit, locate quality housing, navigate the mortgage process or work with landlords, and generally improve their quality of life through knowledge and experience.

Even after a homebuyer becomes a homeowner, education continues to play a role in successful homeownership. As part of our full spectrum of housing education, VHDA offers our Guiding Principles of Homeownership reference guide to new borrowers. This guide provides important information that can be used as a reference or a quick overview to help homeowners with a VHDA mortgage loan find answers to questions about:

• Payment books
• Payment due dates
• Escrow accounts
• What happens if you miss a payment
• Alternatives to losing your home
• Selling or renting your home
• Maintaining your property
• Important housing terms 
• Useful phone numbers

Click here to download the Guiding Principles of Homeownership reference guide.

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